Remitly — Aug 5, 2026 release

We cannot, without unreasonable effort, provide a quantitative reconciliation of forecasted Adjusted EBITDA to forecasted GAAP net income due to the variability, complexity, and limited visibility of the adjusting items that would be excluded from forecasted Adjusted EBITDA. 2026 and 3Q 2026 Outlook 2026 $1.978b - $1.988b 2026 Revenue, 21% to 22% YoY growth $410m - $415m 2026 Adj. EBITDA, 21% Adj. EBITDA margin 3Q 2026 $505m - $507m 3Q 2026 Revenue, 20-21% YoY growth $92m - $94m 3Q 2026 Adj. EBITDA, 18-19% Adj. EBITDA margin15 August 2026 / © 2026 Remitly Inc.   Q & A August 2026 / © 2026 Remitly Inc.16   Thank you.   Appendix August 2026 / © 2026 Remitly Inc.18   Non-GAAP Financial Measures Some of the financial information and data contained in this presentation, such as Adjusted EBITDA, non-GAAP operating expenses, transaction margin dollars, transaction margin, and free cash flow, have not been prepared in accordance with accounting principles generally accepted in the United States of America ("GAAP"). We regularly review our key business metrics and non-GAAP financial measures to evaluate our performance, identify trends affecting our business, prepare financial projections, and make strategic decisions. We believe that these key business metrics and non-GAAP financial measures provide meaningful supplemental information for management and investors in assessing our historical and future operating performance. Specifically, the company b