Euronet Worldwide — Feb 12, 2026 release
Fiscal 2025 fourth-quarter results · 8-K Item 2.02 · Exhibit 99.1 · 0001554855-26-000072
Showing in the filing
Money Transfer segment margins improvement
“approximately 50 to 75 basis points”
Period
FY2026
Measure
Company-defined measure
Source
Prose
All guidance in this release · 4
Adjusted earnings growth for FY2026
“10% -15%”
Annual run-rate benefits
“approximately $40.0 million”
Money Transfer digital initiative annual run…
“approximately $40.0 million”
Money Transfer segment margins improvement for FY2026
“approximately 50 to 75 basis points”
Exhibit 99.1 · the passage around this item
… earlier in the release
We expect this investment to generate approximately $40.0 million in annual run-rate benefits, with a portion flowing through to operating income, and to drive a meaningful improvement in Money Transfer segment margins of approximately 50 to 75 basis points in 2026. Corporate and Other reports $ 26.3 million of expense for the fourth quarter 2025 compared with $ 21.0 million for the fourth quarter 2024 . For the full year 2025 , Corporate and Other reports $ 92.4 million of expense compared with $ 83.7 million for the full year 2024 . The increase in corporate expenses for both the fourth quarter and full year 2025 is largely the result of an increase in long-term share based compensation. Balance Sheet and Financial Position Unrestricted cash and cash equivalents on hand were $ 1,040.3 million as of December 31, 2025 , compared to $1,172.5 million as of September 30, 2025. The net decrease in unrestricted cash and cash equivalents during the quarter is mainly due to working capital fluctuations, debt repayments and $ 225.0 million for approximately 3 million shares repurchased, partially offset by cash generated from operations. Moreover, approximately 2.6 million shares were issued to complete the CoreCard acquisition. Total indebtedness was $ 2,021.8 million as of December 31, 2025 , compared to $ 2,305.3 million as of September 30, 2025. The decrease in debt was largely due to repayment of
later in the release …
the item shown at left
other guidance in this release
Text is the filed exhibit, verbatim.