SFNC Down mid single digits Down mid single digits TOTAL COMPANY FINANCIAL ASSUMPTIONS Operating Margin before charges / gains 13.5% to 14.5% 14.0% to 15.0% Net tariff refund 1 benefit to Operating Income $81 million Cash flow from operations $475 million to $510 million $495 million to $530 million Free cash flow $350 million to $400 million $370 million to $420 million 1 Net tariff refunds include anticipated gross tariff refunds, partially offset by increases in directly attributable variable incentive compensation costs and taxes (for EPS only) Prior 2026 Full-Year Assumptions Updated 2026 Full-Year Assumptions OTHER ASSUMPTIONS Interest Expense $110 million to $115 million $108 million to $112 million Capex $110 million to $125 million $110 million to $125 million Tax Rate 24.0% to 24.5% 24.0% to 24.5% Share Count 120 million to 120.5 million 120 million to 120.5 million For certain forward-looking non-GAAP measures (as used in this press release, operating margin before charges / gains and EPS before charges / gains), the Company is unable to provide a reconciliation to the most comparable GAAP financial measure because the information needed to reconcile the non-GAAP financial measure to the GAAP financial measure is unavailable due to the inherent difficulty of forecasting the timing and / or amount of various items that have not yet occurred, including the high variability and low visibility with respect t

later in the release …

the item shown at left

other guidance in this release

Text is the filed exhibit, verbatim.