Flywire — Feb 24, 2025 release

       Fiscal-Year 2025 FX-Neutral GAAP Revenue Growth    9-13% YoY FX-Neutral Revenue Less Ancillary Services Growth    10-14% YoY Adjusted EBITDA* Margin Growth    +200-400 bps YoY        First Quarter 2025 FX-Neutral GAAP Revenue Growth    10-13% YoY FX-Neutral Revenue Less Ancillary Services Growth    11-14% YoY Adjusted EBITDA* Margin Growth    +300-600 bps YoY “Based on Sertifi’s historical financials, we currently expect the acquisition to provide incremental revenue of $3.0-4.0 million and $30.0-40.0 million in revenue in the first quarter and fiscal year 2025, respectively. In addition, we currently expect the Sertifi acquisition to have a flat to slightly positive effect on adjusted EBITDA and positive (low single–digit million) effect on adjusted EBITDA, in the first quarter and fiscal year 2025, respectively, as we plan to invest in the combined solution during 2025.”   * Flywire has not provided a quantitative reconciliation of forecasted Adjusted EBITDA Margin growth to forecasted GAAP Net Income Margin growth within this earnings release because Flywire is unable, without making unreasonable efforts, to calculate certain reconciling items with confidence. These items include, but are not limited to income taxes which are directly impacted by unpredictable fluctuations in the market price of Flywire’s stock and in foreign currency exchange rates. These statements are forward-looking and actual results may differ materially. Refer to the “Safe Har