Flywire — May 6, 2025 release

“This approach is enabling us to win new clients, particularly in our key travel and education verticals, while maintaining our full-year 2025 financial outlook despite macroeconomic challenges.” Based on information available as of May 6, 2025, Flywire anticipates the following results for the second quarter and fiscal year 2025*.        Fiscal Year 2025 FX-Neutral Revenue Less Ancillary Services Growth    17-23% YoY FX-Neutral Revenue Less Ancillary Services Growth (excluding Sertifi)    10-14% YoY Sertifi Revenue contribution 1    $35-40M Adjusted EBITDA Margin Growth    +100-300 bps YoY   1   Since the acquisition closed on 02/24/2025.      Second Quarter 2025 FX-Neutral Revenue Less Ancillary Services Growth    17-23% YoY FX-Neutral Revenue Less Ancillary Services Growth (excluding Sertifi)    7-11% YoY Sertifi Revenue contribution    $10-12M Adjusted EBITDA Margin Growth    +150-350 bps YoY   * Flywire has not provided a quantitative reconciliation of forecasted FX-Neutral Revenue Less Ancillary Services Growth to forecasted GAAP Revenue Growth or forecasted Adjusted EBITDA Margin Growth to forecasted GAAP Net Income Margin Growth or to forecasted GAAP net income (loss) before income taxes within this earnings release because Flywire is unable, without making unreasonable efforts, to calculate certain reconciling items with confidence. These items include, but are not limited to, income taxes, which are directly impacted by unpredictable fluctuations in the market price of Flywire’s stock and foreign currency exchange rates. These statements are forward-looking, and a