Flywire — Aug 5, 2025 release

” Based on information available as of August 5, 2025, Flywire anticipates the following results for the third quarter and fiscal year 2025*.        Fiscal Year 2025 FX-Neutral Revenue Less Ancillary Services Growth    17-23% YoY FX-Neutral Revenue Less Ancillary Services Growth (excluding Sertifi)    10-14% YoY Sertifi Revenue contribution 1 of    $35-40M Adjusted EBITDA Margin Growth    +200-350 bps YoY   1   Since the acquisition closed on 02/24/2025.      Third Quarter 2025   FX-Neutral Revenue Less Ancillary Services Growth      13-21% YoY   FX-Neutral Revenue Less Ancillary Services Growth (excluding Sertifi)      7-13% YoY   Sertifi Revenue contribution      $9-12M   Adjusted EBITDA Margin Growth      +50-150 bps YoY     * Flywire has not provided a quantitative reconciliation of forecasted FX-Neutral Revenue Less Ancillary Services Growth to forecasted GAAP Revenue Growth or forecasted Adjusted EBITDA Margin Growth to forecasted GAAP Net Income Margin Growth or to forecasted GAAP net income (loss) before income taxes within this earnings release because Flywire is unable, without making unreasonable efforts, to calculate certain reconciling items with confidence. These items include, but are not limited to, income taxes, which are directly impacted by unpredictable fluctuations in the market price of Flywire’s stock and foreign currency exchange rates. Th