Flywire — Feb 23, 2026 release

       Fiscal Year 2026 FX-Neutral Revenue Less Ancillary Services Growth    15-21% YoY Adjusted EBITDA Margin Growth    +150-350 bps YoY      First Quarter 2026 FX-Neutral Revenue Less Ancillary Services Growth    26-30% YoY Adjusted EBITDA Margin Growth    +100-350 bps YoY   * Flywire has not provided a quantitative reconciliation of forecasted FX-Neutral Revenue Less Ancillary Services Growth to forecasted GAAP Revenue Growth or forecasted Adjusted EBITDA Margin Growth to forecasted GAAP Net Income Margin Growth or to forecasted GAAP net income (loss) before income taxes within this earnings release because Flywire is unable, without making unreasonable efforts, to calculate certain reconciling items with confidence. These items include, but are not limited to, income taxes, which are directly impacted by unpredictable fluctuations in the market price of Flywire’s stock and foreign currency exchange rates. These statements are forward-looking, and actual results may differ materially. Refer to the “Safe Harbor Statement” below for information on the factors that could cause Flywire’s actual results to differ materially from these forward-looking statements. Conference Call The Company will host a conference call to discuss fourth quarter and fiscal-year 2025 financial results today at 5:00 pm ET. Hosting the call will be Mike Massaro, CEO, Rob Orgel, President and COO, and Cosmi