Shift4 Payments — Nov 12, 2024 release

Updating Our Full Year 2024 Guidance We are updating guidance for the balance of the year 2 4 24 Intended Message: Adjusted for contribution from Finaro/Appetize, we're looking at 31% YoY GRLNF growth in Q4 Full Year Adjusted Free Cash Flow 58%+ Adj. FCF Conversion End-to-End Payment Volume $47.0 B $49.0 B TO Q4 2024 $164 Billion $166 Billion TO FY 2024 +50% YoY +52% YoY Gross Revenue Less Network Fees $1.35 Billion $1.36 Billion TO FY 2024 +44% YoY +45% YoY Adjusted EBITDA $677 Million $688 Million TO FY 2024 +47% YoY +50% YoY $400 M $415 M TO Q4 2024 $205 M $216 M TO Q4 2024 format fix + change to #s from Nancy continuing with quarterly guidance is smart. I know it was a judgement call last quarter, and just because something may have worked then doesn’t mean it will now. What it does do is ensure the analyst estimates are closer to ours, and improves our chance for a beat. I wouldn’t want to take a chance that analysts partition the second half estimates the same way we would   Appendix - Financial Information 25   Third Quarter of 2024 Condensed Consolidated Balance Sheets UNAUDITED In millions September 30, 2024 December 31, 2023 ASSETS Current assets Cash and cash equivalents $ 1,426.4 $ 455.0 Restricted cash — 84.4 Settlement assets 283.2 321.2 Accounts receivable, net 317.8 256.8 Inventory 7.1 3.4 Prepaid expenses and other current assets 60.1 32.5 Total current assets 2,094.6 1,153.3 Noncurrent assets Equ