Jack Henry & Associates — May 5, 2026 release
Fiscal 2026 third-quarter results · 8-K Item 2.02 · Exhibit 99.1 · 0000779152-26-000021
Showing in the filing
Non-GAAP revenue and margins (Q4 outlook)
“relative weakness to the year to date in fiscal Q4 non-GAAP revenue and margins consistent with previously stated expectations”
Period
Q4 FY2026
Measure
Company-defined measure
Source
Prose
All guidance in this release · 5
Non-GAAP revenue and margins (Q4 outlook) for Q4 FY2026
“relative weakness to the year to date in fiscal Q4 non-GAAP revenue and margins consistent with previously stated expectations”
Contractual change for FY2026
“— to —”
Contractual change revenue headwind (remaini… for Q4 FY2026
“$1 million”
Revenue growth rate (Q4 outlook) for Q4 FY2026
“the year-over-year revenue growth rates to slow slightly as we face overall tougher prior year comparables from the fourth quarter of fiscal 2025”
Margins (Q4 outlook) for Q4 FY2026
“some contraction in margins in the fourth quarter of fiscal 2026 compared to the fiscal year-to-date period margins that positively benefited from lower than normal expense for medical claims under our self-insured employee healthcare plan, especially during the first and second quarters”
Exhibit 99.1 · the passage around this item
… earlier in the release
According to Mimi Carsley, CFO and Treasurer , “During the third quarter, we delivered strong growth in several key revenue areas, including continued expansion in cloud revenue and solid performance from our faster payments products and digital offerings. We anticipate relative weakness to the year to date in fiscal Q4 non-GAAP revenue and margins consistent with previously stated expectations. Based on our positive outlook, we have increased our full year non-GAAP revenue, non-GAAP margin expansion, and GAAP EPS guidance.” 6 Operating margin is calculated by dividing operating income by revenue. Operating margin plus operating expense components as a percentage of total revenue may not equal 100% due to rounding. 3 Impact of Non-GAAP Adjustments The tables below show our revenue, operating income, and net income for the fiscal three and nine months ended March 31, 2026, compared to the fiscal three and nine months ended March 31, 2025, excluding the impacts of deconversions in the fiscal quarter and fiscal year-to-date periods ended March 31, 2026, and March 31, 2025, the acquisition in the current fiscal quarter and fiscal year-to-date period, the gain on assets, net, in the current fiscal year-to-date period, and the impact of a contract change in the prior fiscal quarter and fiscal year-to-date period. (Unaudited, dollars in thousands) Three Months Ended March 31, % Change Nine Months Ended March 31, % Change 2026 2025 2026 2025 GAAP Revenue* $ 636,245 $ 585,087 8.7 % $ 1,900,316 $ 1,759,916 8.0 % Adjustments: Deconversion revenue (18,665) (9,644) (33,50
later in the release …
the item shown at left
other guidance in this release
Text is the filed exhibit, verbatim.