Jack Henry & Associates — May 5, 2026 release

417-235-6652 VSherard@jackhenry.com 12 Condensed Consolidated Statements of Income (Unaudited) (Dollars in thousands, except per share data) Three Months Ended March 31, % Change Nine Months Ended March 31, % Change 2026 2025 2026 2025 REVENUE $ 636,245   $ 585,087  8.7   % $ 1,900,316   $ 1,759,916  8.0   % Cost of Revenue 363,922   340,586  6.9   % 1,063,476   1,016,868  4.6   % Research and Development 45,110   39,411  14.5   % 126,615   120,192  5.3   % Selling, General, and Administrative 72,166   66,350  8.8   % 211,965   209,839  1.0   % EXPENSES 481,198   446,347  7.8   % 1,402,056   1,346,899  4.1   % OPERATING INCOME 155,047   138,740  11.8   % 498,260   413,017  20.6   % Interest income 4,869   5,899  (17.5) % 18,194   21,406  (15.0) % Interest expense (1,375) (2,731) (49.7) % (3,402) (8,336) (59.2) % Interest Income, net 3,494   3,168  10.3   % 14,792   13,070  13.2   % INCOME BEFORE INCOME TAXES 158,541   141,908  11.7   % 513,052   426,087  20.4   % Provision for Income Taxes 35,647   30,800  15.7   % 121,503   97,943  24.1   % NET INCOME $ 122,894   $ 111,108  10.6   % $ 391,549   $ 328,144  19.3   % Diluted net income per share $ 1.71   $ 1.52  $ 5.41   $ 4.49  Diluted weighted average shares outstanding 71,978   73,013  72,433   73,058  Consolidated Balance Sheet Highlights (Unaudited) (In thousands) March 31, % Change 2026 2025 Cash and cash equivalents $ 20,573   $ 39,870  (48.4) % Receivables 282,463   282,162  0.1   % Total assets 3,050,557   2,932,018  4.0   % Accounts payable and accrued expenses $ 212,133   $ 201,389  5.3   % Current and long-term debt 90,000   170,000  (47.1) % Deferred revenue 208,742   221,828  (5.9) % Stockholders' equity 2,134,811   2,036,431  4.8   % 13 Calculation of Non-GAAP Earnings Before Interest Income, Net, Income Taxes, Depreciation and Amortization (Non-GAAP EBITDA) Three Months Ended March 31, % Change Nine Months Ended March 31, % Change (Dollars in thousands) 2026 2025 2026 2025 Net income $ 122,894   $ 111,108  $ 391,549   $ 328,144  Net interest (3,494) (3,168) (14,792) (13,070) Taxes 35,647   30,800  121,503   97,943  Depreciation and amortization 53,653   51,013  158,700   153,261  Less: Net income before interest expense, taxes, depreciation and amortization attributable to eliminated one-time adjustments* (14,275) (7,060) (31,290) (11,901) NON-GAAP EBITDA $ 194,425   $ 182,693  6.4   % $ 625,670   $ 554,377  12.9   % *The fiscal third quarter 2026 and 2025 adjustments for net income before interest expense, taxes, depreciation and amortization were for deconversions of ($14,636) and an acquisition of $361, and were for deconversions of $6,851 and a contract change of $209, respectively. The fiscal year-to-date 2026 and 2025 adjustments were for deconversions of ($25,337), a gain on assets, net, of ($6,829), and an acquisition of $876, and were for deconversions of ($9,723) and a contractual change of ($2,178), respectively. Calculation of Free Cash Flow (Non-GAAP) Nine Months Ended March 31, (In thousands) 2026 2025 Net cash from operating activities $ 459,286   $ 314,392  Capitalized expenditures (46,616) (41,186) Internal use software (2,998) (3,833) Proceeds from sale of assets 24,572   —  Capitalized software (140,003) (130,298) FREE CASH FLOW $ 294,241   $ 139,075  Net income $ 391,549   $ 328,144  Operating cash conversion* 117.3% 95.8% Free cash flow conversion (excluding proceeds from sale of assets)* 68.9% 42.4% *Operating cash conversion is net cash from operating activities divided by net income. Free cash flow conversion is free cash flow less proceeds from sale of assets of $24,572 for fiscal 2026 and $0 for fiscal 2025 divided by net income. Calculation of the Return on Average Stockholders’ Equity March 31, (In thousands) 2026 2025 Net income (trailing four quarters) $ 519,153   $ 429,217  Average stockholder's equity (period beginning and ending balances) 2,085,621   1