Remitly — Feb 18, 2026 release

Please see reconciliation of non-GAAP measures to the most comparable GAAP measures in the Appendix. 9.3m 19% Y/Y growth in quarterly active customers $21b 35% Y/Y growth in send volume $442m 26% Y/Y growth in revenue $89m 98% Y/Y growth in Adjusted EBITDA* $41m GAAP Net Income 20% Adjusted EBITDA Margin* 11   Feb 2026 / © 2026 Remitly Inc. 2025 — Delivering profitable growth 12 Revenue ProfitabilityScale 9.3m 19% Y/Y growth in quarterly active customers $75b 37% Y/Y growth in send volume $1,635m 29% Y/Y growth in revenue $272m 93% Y/Y growth in Adjusted EBITDA* $68m GAAP Net Income 17% Adjusted EBITDA Margin* *Adjusted EBITDA and Adjusted EBITDA margin are non-GAAP measures. Please see reconciliation of non-GAAP measures to the most comparable GAAP measures in the Appendix.   Feb 2026 / © 2026 Remitly Inc. Quarterly Active Customers (in thousands) Revenue less Transaction Expense (in $ millions) Revenue (in $ millions) Send Volume (in billions)Send Volume (in $ billions) Continued momentum across key drivers of revenue growth YoY % Growth 33% 34% 34% 25% 26%YoY % Growth 39% 41% 40% 35% 35% YoY % Growth 32% 29% 24% 21% 19% YoY % Growth 33% 34% 35% 23% 30%13   Feb 2026 / © 2026 Remitly Inc. Strong volume growth among High Amount Senders 14 YoY Growth in Volume • Growth in volumes from high amount senders accelerated in Q4, with mix growing over 350 basis points y/y • High amount senders and very high amount senders ar