Remitly — Nov 5, 2025 release

We cannot, without unreasonable effort, provide a quantitative reconciliation of forecasted adjusted EBITDA to forecasted GAAP net income due to the variability, complexity, and limited visibility of the adjusting items that would be excluded from forecasted adjusted EBITDA. 15 Nov 2025 / © 2025 Remitly Inc. 2025 and 4Q 2025 Outlook 2025 $1.619b - $1.621b 2025 Revenue, 28% YoY growth $234m - $236m 2025 Adjusted EBITDA 4Q 2025 $426m - $428m 4Q 2025 Revenue, 21% to 22% YoY growth $50m - $52m 4Q 2025 Adjusted EBITDA   Q & A 16 Nov 2025 / © 2025 Remitly Inc.   17 Nov 2025 / © 2025 Remitly Inc. Remitly became my go-to app. It’s click, click, and the money is arriving. Derek, a Business customer Sends money from USA to NGA “   Appendix 18 Nov 2025 / © 2025 Remitly Inc.   Nov 2025 / © 2025 Remitly Inc.19 Some of the financial information and data contained in this presentation, such as Adjusted EBITDA and non-GAAP operating expenses, have not been prepared in accordance with accounting principles generally accepted in the United States of America ("GAAP"). We regularly review our key business metrics and non-GAAP financial measures to evaluate our performance, identify trends affecting our business, prepare financial projections, and make strategic decisions. We believe that these key business metrics and non-GAAP financial measures provide meaningful supplemental information for management and investors in assessing our historical and future operating performance. Adjusted EBITDA an