Shift4 Payments — Feb 26, 2026 release

We will continue to balance near term return on capital with longer term initiatives that deliver durable earnings power for our shareholders. Finally, we are introducing our full-year 2026 guidance. Our 2026 financial guidance calls for 26%-31% gross revenue less network fee growth. Our 2026 revenue guidance assumes mid-teen payments-based revenue less network fee growth within our core America’s business and high-20% worldwide payments-based revenue less network fees, offset by mid-single-digit growth in TFS and low-single-digit growth in subscription and other. As always, never hesitate to reach out with questions, comments, or referrals. Boldly Forward, V5 - DRAFTS CIRCULATED VIA EMAIL (WORD DOC) Taylor Lauber Chief Executive Officer tlauber@shift4.com   Q4 2025 Payment volumes were ~4.5x Q4 2021 levels $13 $21 $32 $48 $59 Q4-21 Q4-22 Q4-23 Q4-24 Q4-25 (A) See page 2 for a description of non-GAAP financial measures. For a reconciliation of non-GAAP financial measures to the most directly comparable GAAP financial measures, please see the relevant tables in "Appendix - Financial Information" of this document. 4 Volume Gross Profit & Gross Revenue Less Network Fees(A) ($BILLION) Performance Highlights Fourth Quarter 2025 +23% YoY VOLUME 46% CAGR Net Income & Adjusted EBITDA(A) Net Cash Provided by Operating Activities & Adjusted Free Cash Flow(A)($MILLION) ($MILLION) ($MILLION) +58% YoY GROSS PROFIT • $0.36 GAAP DILUTED EPS $1.60 NON-GAAP EPS(A) • $304M +48% YoY ADJUSTED EBITDA(A) • Vol