Shift4 Payments — Feb 26, 2026 release

Our 2026 revenue guidance assumes mid-teen payments-based revenue less network fee growth within our core America’s business and high-20% worldwide payments-based revenue less network fees, offset by mid-single-digit growth in TFS and low-single-digit growth in subscription and other. As always, never hesitate to reach out with questions, comments, or referrals. Boldly Forward, V5 - DRAFTS CIRCULATED VIA EMAIL (WORD DOC) Taylor Lauber Chief Executive Officer tlauber@shift4.com   Q4 2025 Payment volumes were ~4.5x Q4 2021 levels $13 $21 $32 $48 $59 Q4-21 Q4-22 Q4-23 Q4-24 Q4-25 (A) See page 2 for a description of non-GAAP financial measures. For a reconciliation of non-GAAP financial measures to the most directly comparable GAAP financial measures, please see the relevant tables in "Appendix - Financial Information" of this document. 4 Volume Gross Profit & Gross Revenue Less Network Fees(A) ($BILLION) Performance Highlights Fourth Quarter 2025 +23% YoY VOLUME 46% CAGR Net Income & Adjusted EBITDA(A) Net Cash Provided by Operating Activities & Adjusted Free Cash Flow(A)($MILLION) ($MILLION) ($MILLION) +58% YoY GROSS PROFIT • $0.36 GAAP DILUTED EPS $1.60 NON-GAAP EPS(A) • $304M +48% YoY ADJUSTED EBITDA(A) • Volume of $59 billion during Q4 2025, up 23% from Q4 2024. • Gross revenue of $1,189 million, up 34% from Q4 2024. • Gross profit of $429 million, up 58% from Q4 2024. • Gross revenue less network fees(A) of $610 millio