Shift4 Payments — Aug 6, 2026 release

World class technology, sophisticated distribution, and an overall lower cost of ownership Delivering in-person payments in the most demanding experience environments 1 2 3 4 5 How do we win?   8 Restaurants Shift4 continues to gain market share in restaurants, winning new restaurants across the world every day Luxury Retail Global leading digital payments network powering the most recognized luxury brands and serving affluent shopping customers for regulated tax-free shopping countries Sports & Entertainment Powering payments through POS, mobile ordering, ticketing, and more SHIFT4 DINE NOW IN SPAIN & AUSTRALIA Winning Across the Experience Economy We continue to gain market share worldwide across the entire Experience Economy DINE PLAY SHOP STAY Hospitality Continuing to expand market share in hospitality vertical globally SHIFT4 ONE NOW LIVE IN 12 COUNTRIES   9 Unified Commerce We continue to see other opportunities for growth in the experience economy GIVING TRAVEL & MOBILITY One platform, one integration, global reach … informed by most demanding customers Supports cross-border and local acquiring, robust developer toolkit and simple to use unified dashboard Fast and reliable instant payouts across expanding catalog of domestic payment schemes and alternative payment methods AI-enabled authorization rate optimization and AI-powered fraud prevention Ability to process payments in 6 continents 1 2 3 4 5 How do we win UNIFIED COMMERCE? GAMING   10 North America Americas Worldwide (ex-Americas) GRLNF Geographic Diversification Q1 2025 Q1 2026 Accelerating Global Expansion We are taking our industry leading products into new geographic markets around the world LUXURY RETAILHOSPITALITY SPORTS & ENTERTAINMENT UNIFIED COMMERCE Products Enabling commerce in 75+ countries TBU Europe Asia South America Africa Australia TBD logos for this area Enabling Commerce in 75+ Countries FOOD & BEVERAGE GRUPO SERCA Our International Expansion Is Working | Shift4 Dine is now LIVE in Australia and Spain   11 EL CAPOTE - MADRID, SPAIN SCHULLIN - PRAGUE, CZECHIA MIGUEL MUÑOZ JEWELRY - GRANADA, SPAIN L’ERBOLARIO - ITALY EL CAPOTE (TRADITIONAL SPANISH FASHION BOUTIQUE) SCHULLIN (ROLEX JEWELER) MIGUEL MUÑOZ JEWELRY L’ERBOLARIO (ITALIAN NATURAL COSMETICS) Now live in 12 countries across Europe LIVE NOW COMING SOON 2026 Goal: 15+ Countries NOTE: will add quotes from merchants here 2026 Goal: 15+ Countries LIVE NOW COMING SOON Shift4 One Gaining Traction Shift4 One accelerating its expansion, continuing to be implemented by luxury retail SMBs across Europe   12 Volume $240 Billion $260 BillionTO FY 2026 +15% YoY +24% YoY Gross Revenue Less Network Fees(A) $2.48 Billion $2.53 Billion TO FY 2026 +25% YoY (Prior 26%) +28% YoY (Prior 31%) Adjusted EBITDA(A) $1.15 Billion $1.18 Billion TO FY 2026 +19% YoY (Prior 20%) +22% YoY (Prior 25%) from $965 Million to $990 Million Non-GAAP EPS(A)(B) $5.15 $5.35 Q2 2026 ~$615 Million +49% YoY Q2 2026 ~$278 Million +36% YoY Adjusted Free Cash Flow(A) $465 Million $475 Million TO FY 2026 40% Adj. FCF Conversion (Prior 42%) 40% Adj. FCF Conversion (Prior 42%) Q2 2026 ~$10 Million TO FY 2026 Adjusting Full Year 2026 Guidance and Quarterly Guidance for the Balance of the Year 4% Adj. FCF Conversion ~XXX Million +XXX YoY Q3 2026 Q3 2026 Q4 2026 Q4 2026 Q4 2026 See page 2 for a description of non-GAAP financial measures and information regarding a reconciliation of non-GAAP financial measures to the most directly comparable GAAP financial measures. (A) Assumes a 26% effective tax rate.(B) ~$650 Million +10% YoY ~$310 Million +6% YoY ~$180 Million 58% Adj. FCF Conversion $176 Million $186 Million TO 54% Adj. FCF Conversion 53% Adj. FCF Conversion $327 Million $352 Million TO +8% YoY +16% YoY $661 Million $711 Million TO +8% YoY +17% YoY Q3 2026 Q3 2026 Q3 2026 $665 Million $715 Million TO +13% YoY +21% YoY $322 Million $347 Million TO +10% YoY +19% YoY $185 Million $195 Million TO 57% Adj. FCF Conversion 56% Adj. FCF Conversion Q3 2026 (Prior $5.50 to $5.70)   13 CUSTOMER ACQUISITION • Eliminate upfront costs for our merchants by providing essential hardware • Provide financial incentives to align our partners and salespeople • Opening new markets across the w