HighGravityDataShift4 Payments — Aug 6, 2026 release
Fiscal 2026 second-quarter results · 8-K Item 2.02 · Exhibit 99.1 · 0001794669-26-000042
Showing in the filing
FX translation impact on Gross Revenue less Network Fees
“roughly $20 million”
Period
FY2026
Measure
GAAP-tied
Source
Prose
All guidance in this release · 16
Shift4 One live countries target for FY2026
“a total of 15 countries by the end of this year”
Middle East influenced travel disruption imp… for Q3 FY2026
“approximately $25 million”
Middle East influenced travel disruption imp… for Q3 FY2026
“approximately $25 million”
FX translation impact on Gross Revenue less … for FY2026
“roughly $20 million”
FX translation impact
“roughly $20 million”
Payments-Based GRLNF (Total) Growth Algorithm for the long term
“Low-20s% Growth”
Americas Growth Algorithm for the long term
“Mid-Teens Growth”
Worldwide (ex. Americas) Growth Algorithm for the long term
“High-20s% Growth”
Tax-Free Shopping (TFS) Growth Algorithm for the long term
“MSD PF Growth”
Subscription & Other Growth Algorithm for the long term
“LSD Growth”
Total GRLNF Growth Algorithm for the long term
“26%-31%”
Blended Spreads Growth Algorithm for the long term
“~60 bps”
Shift4 One country expansion goal for FY2026
“15+ Countries”
Non-GAAP Net Income for FY2026
“$965 Million to $990 Million”
Adj. FCF Conversion for FY2026
“40%”
Effective tax rate assumption underlying for FY2026
“26% effective tax rate”
Exhibit 99.1 · the passage around this item
… earlier in the release
To that end, we are lowering the midpoint of our full-year 2026 Gross Revenue less Network Fees by ~200bps to reflect approximately $25 million of Middle East influenced travel disruption in the upcoming third quarter and roughly $20 million of FX translation impact. We’ve also included the impact of our recent financings in our free cash flow and earnings per share guidance. This guidance update reflects what I believe is appropriate caution related to the ongoing travel disruption; however, they are also quite temporary in their nature. We remain confident in the long term growth and durability of the Tax Free Shopping business, and excited about the large opportunity in front of us to combine payments and tax free shopping across luxury retail and the broader experience economy. Boldly Forward, Taylor Lauber Chief Executive Officer tlauber@shift4.com TBU - TAYLOR LETTER (will iterate separately in google doc)
5 $142 $172 $224 $134 $63 $118 $141 $171 $88 $21 Net Cash Provided By Operating Activities Adjusted Free Cash Flow Q2-25 Q3-25 Q4-25 Q1-26 Q2-26 Q2 2026 Payment volumes were ~3.6x Q2 2022 levels $17 $27 $40 $50 $61 Q2-22 Q2-23 Q2-24 Q2-25 Q2-26 Volume Gross Profit & Gross Revenue Less Network Fees($BILLION) +22% YoY VOLUME 38% CAGR Net Income & Adjusted EBITDA Net Cash Provided by Operating Activities & Adjusted Free Cash Flow($MILLION) ($MILLION) ($MILLION) +53% YoY GROSS PROFIT • $0.08 GAAP D
later in the release …
the item shown at left
other guidance in this release
Text is the filed exhibit, verbatim.