HighGravityDataUnitedHealth Group — Jul 16, 2026 release
Fiscal 2026 second-quarter results · 8-K Item 2.02 · Exhibit 99.1 · 0000731766-26-000191
Showing in the filing
Earnings Outlook (Diluted EPS)
“$18.45 to $18.95 Per Share”
Period
FY2026
Measure
GAAP-tied
Source
Prose
All guidance in this release · 30
Earnings Outlook (Diluted EPS) for FY2026
“$18.45 to $18.95 Per Share”
Adjusted earnings outlook for FY2026
“$19.50 to $20.00 Per Share”
UnitedHealthcare - Reported Operating Earnings for FY2026
“> $12,000”
Optum Health - Reported Operating Earnings for FY2026
“> $2,275”
Optum Health - Adjusted Operating Earnings for FY2026
“> $2,215”
Optum Insight - Reported Operating Earnings for FY2026
“> $4,925”
Optum Rx - Reported Operating Earnings for FY2026
“> $6,250”
Optum (a) - Reported Operating Earnings for FY2026
“> $13,450”
UnitedHealth Group - Reported Operating Earn… for FY2026
“> $25,450”
UnitedHealth Group - Adjusted Operating Earn… for FY2026
“> $25,215”
Medical Care Ratio for FY2026
“88.1% ± 25 bps”
Net Earnings to UNH Shareholders for FY2026
“> $16,750”
Diluted Net Earnings per Share to UNH Shareh… for FY2026
“$18.45 - $18.95”
Doula care coverage eligible members for FY2027
“more than 7 million”
Prior approval volume elimination for FY2026
“30%”
Pediatric prior approval requirement elimina… for FY2026
“nearly two-thirds”
UnitedHealthcare prior approvals included in… for FY2026
“more than 70%”
Manufacturer drug rebate discount pass-throu… for FY2028
“100%”
Long-term debt-to-capital ratio target for the long term
“approximately 40.0%”
Share Repurchase for FY2026
“at least $5.0 billion”
Operating Earnings - UnitedHealthcare for FY2026
“> $10,800”
Operating Earnings - Optum Health for FY2026
“> $2,200”
Optum Insight - Adjusted Operating Earnings for FY2026
“> $4,750”
Operating Earnings - Optum for FY2026
“> $13,200”
Operating Earnings - UnitedHealth Group for FY2026
“> $24,000”
Adjusted Earnings per Share (1) for FY2026
“> $17.75”
Adjusted Net Earnings per Share (b) for FY2026
“$19.50 - $20.00”
Tax Rate for FY2026
“~19.25%”
Cash Flows from Operations for FY2026
“> $18,000”
Optum (a) - Adjusted Operating Earnings for FY2026
“> $13,215”
Exhibit 99.1 · the passage around this item
… earlier in the release
esults • Second Quarter 2026 Revenues of $112.0 Billion; Earnings from Operations of $8.0 Billion • Earnings of $6.04 Per Share and Adjusted Earnings of $6.38 Per Share • Updated Full Year 2026 Earnings Outlook Range to $18.45 to $18.95 Per Share; Adjusted Earnings Range of $19.50 to $20.00 Per Share To view this information in a different format, including graphics, published on our website, click here: https://www.unitedhealthgroup.com/content/dam/UHG/PDF/investors/2026/unh-reports-second-quarter-2026-results.pdf (July 16, 2026) UnitedHealth Group (NYSE: UNH) today reported second quarter 2026 results and raised guidance for full year 2026. “Our results and outlook reflect the continuing progress in our work to simplify how we operate, improve both affordability and the health care experience for patients and care providers and apply modern technology to create real improvement for people,” said Stephen Hemsley, chief executive officer of UnitedHealth Group. The company now expects full year 2026 adjusted net earnings between $19.50 to $20.00 per share resulting from performance year-to-date and an improved outlook for the remainder of the year. A table outlining the company’s updated outlook is below, with additional detail on page 7 of this release. Consolidated revenues for the second quarter 2026 were $112.0 billion and earnings from operations were $8.0 billion, with a net margin of 4.9%. Cash flows from operations
later in the release …
the item shown at left
other guidance in this release
Text is the filed exhibit, verbatim.