HighGravityDataUnitedHealth Group — Jul 16, 2026 release
Fiscal 2026 second-quarter results · 8-K Item 2.02 · Exhibit 99.1 · 0000731766-26-000191
Showing in the filing
Optum (a) - Adjusted Operating Earnings
“> $13,215”
Period
FY2026
Measure
Company-defined measure
Source
Guidance table
All guidance in this release · 30
Earnings Outlook (Diluted EPS) for FY2026
“$18.45 to $18.95 Per Share”
Adjusted earnings outlook for FY2026
“$19.50 to $20.00 Per Share”
UnitedHealthcare - Reported Operating Earnings for FY2026
“> $12,000”
Optum Health - Reported Operating Earnings for FY2026
“> $2,275”
Optum Health - Adjusted Operating Earnings for FY2026
“> $2,215”
Optum Insight - Reported Operating Earnings for FY2026
“> $4,925”
Optum Rx - Reported Operating Earnings for FY2026
“> $6,250”
Optum (a) - Reported Operating Earnings for FY2026
“> $13,450”
UnitedHealth Group - Reported Operating Earn… for FY2026
“> $25,450”
UnitedHealth Group - Adjusted Operating Earn… for FY2026
“> $25,215”
Medical Care Ratio for FY2026
“88.1% ± 25 bps”
Net Earnings to UNH Shareholders for FY2026
“> $16,750”
Diluted Net Earnings per Share to UNH Shareh… for FY2026
“$18.45 - $18.95”
Doula care coverage eligible members for FY2027
“more than 7 million”
Prior approval volume elimination for FY2026
“30%”
Pediatric prior approval requirement elimina… for FY2026
“nearly two-thirds”
UnitedHealthcare prior approvals included in… for FY2026
“more than 70%”
Manufacturer drug rebate discount pass-throu… for FY2028
“100%”
Long-term debt-to-capital ratio target for the long term
“approximately 40.0%”
Share Repurchase for FY2026
“at least $5.0 billion”
Operating Earnings - UnitedHealthcare for FY2026
“> $10,800”
Operating Earnings - Optum Health for FY2026
“> $2,200”
Optum Insight - Adjusted Operating Earnings for FY2026
“> $4,750”
Operating Earnings - Optum for FY2026
“> $13,200”
Operating Earnings - UnitedHealth Group for FY2026
“> $24,000”
Adjusted Earnings per Share (1) for FY2026
“> $17.75”
Adjusted Net Earnings per Share (b) for FY2026
“$19.50 - $20.00”
Tax Rate for FY2026
“~19.25%”
Cash Flows from Operations for FY2026
“> $18,000”
Optum (a) - Adjusted Operating Earnings for FY2026
“> $13,215”
Exhibit 99.1 · the passage around this item
… earlier in the release
Optum 2026 Reported to Adjusted Earnings Bridge ($ in millions) Optum Health Optum Insight Optum Rx Total Optum 2026 Reported Operating Earnings Guidance > $2,275 (1) > $4,925 > $6,250 > $13,450 Net Portfolio Divestitures, Restructuring and Other $345 $(175) - $170 Net Change in Third Party Loss Contracts $(405) - - $(405) 2026 Adjusted Operating Earnings > $2,215 > $4,750 > $6,250 > $13,215 Adjusted Operating Earnings as of January 27, 2026 > $1,577 > $4,750 > $6,250 > $12,577 (1) Optum Health includes $405 million of 2026 operating earnings related to the net change in loss contracts reserve, which will be excluded from adjusted operating earnings and adjusted earnings per share.
Page 8 of 17 About UnitedHealth Group UnitedHealth Group (NYSE: UNH) is a health care and well-being company with a mission to help people live healthier lives and help make the health system work better for everyone through two distinct and complementary businesses. Optum delivers care aided by technology and data, empowering people, partners and providers with the guidance and tools they need to achieve better health. UnitedHealthcare offers a full range of health benefits, enabling affordable coverage, simplifying the health care experience and delivering access to high-quality care. Visit UnitedHealth Group at www.unitedhealthgroup.com and follow UnitedHealth Group on LinkedIn. Earnings Conference Call As previously announced, UnitedHealth Group will discuss the company’s results, strategy and future outlook on a conference call with investors at 8:00 a.m. Eastern Time t
later in the release …
the item shown at left
other guidance in this release
Text is the filed exhibit, verbatim.