WEX — Apr 30, 2025 release

15 Financial Guidance The following table presents our expectations for the second quarter and full year 2025: Financial Guidance Q2'25 Full Year 2025 Current Guidance Current Guidance Changes from Prior Guide at Midpoint Low High Low High $ Change % Change Fuel Price Impact Net Revenue, in millions $ 640  $ 660  $ 2,568  $ 2,628  $ (32) (1) % $(30) Adjusted Net Income per Diluted Share 14 $ 3.60  $ 3.80  $ 14.72  $ 15.32  $ 0.07  —  % $(0.53) Second quarter and full year 2025 guidance is based on a number of assumptions, including: Key Guidance Assumptions Q2'25 Full Year 2025 Current Guidance Current Guidance Change from Prior Guide at Midpoint % Change Average US Retail Fuel Prices per Gallon $3.18 $3.10 $(0.15) (5)% Mobility Credit Losses (bps) 11 - 16 12 - 17 0 —% Diluted Shares Outstanding, in millions 34.5 35.9 -3.1 (8)% 2025 guidance also includes the following assumptions: • U.S. GDP growth of approximately 2% in 2025; guidance is based upon current trends and does not include the impact of a potential further slowdown in the economy • No benefits from future M&A activity • Interest rates in line with the market Fed Funds projections • Exchange rates are as of the end of March 2025 • Adjusted net income effective tax rate of 25.0% for 2025 (all periods) • No further share repurchases in 2025 (14)     The Company's adjusted net income guidance, which is a non-GAAP measure, excludes unrealized gains and losses on financial instruments, net foreign currency gains and losses, changes in fair value of contingent consideration, acquisition-related intangible amortization, other acquisition and divestiture related items, stock-based compensation, other costs, impairment charges, debt restructuring and debt issuance cost amortization, adjustments attributable to our non-controlling interests, and certain tax related items. We are unable to reconcile our adjusted net income guidance to the comparable GAAP measure without unreasonabl