WEX — Jul 23, 2025 release

15 Financial Guidance The following table presents our expectations for the third quarter and full year 2025: Financial Guidance Q3'25 Full Year 2025 Current Guidance Current Guidance Changes from Prior Guide at Midpoint Low High Low High $ Change % Change Fuel Price Impact Net Revenue, in millions $ 669  $ 689  $ 2,605  $ 2,645  $ 27  1  % $22 Adjusted Net Income per Diluted Share 14 $ 4.30  $ 4.50  $ 15.37  $ 15.77  $ 0.55  4  % $0.39 Third quarter and full year 2025 guidance is based on a number of assumptions, including: Key Guidance Assumptions Q3'25 Full Year 2025 Current Guidance Current Guidance Change from Prior Guide at Midpoint % Change Average US Retail Fuel Prices per Gallon $3.23 $3.21 $0.11 4% Mobility Credit Losses (bps) 13 - 18 12 - 17 0 —% Diluted Shares Outstanding, in millions 34.8 35.9 0 —% 2025 guidance also includes the following assumptions: • No benefits from future M&A activity • Interest rate decreases included in line with the market Fed Funds projections • Exchange rates are as of the end of June 2025 • Fuel prices are based on the NYMEX prices from the week of July 14, 2025 • Adjusted net income effective tax rate of 25.0% for 2025 (all periods) • No further share repurchases in 2025 (14)     The Company's adjusted net income guidance, which is a non-GAAP measure, excludes unrealized gains and losses on financial instruments, net foreign currency gains and losses, changes in fair value of contingent consideration, acquisition-related intangible amortization, other acquisition and divestiture related items, stock-based compensation, other