WEX — Jul 22, 2026 release

15 Financial Guidance The following table presents our expectations for the third quarter and full year 2026: Financial Guidance Q3'26 Full Year 2026 Current Guidance Current Guidance Changes from Prior Guide at Midpoint Low High Low High $ Change % Change Fuel Price Impact Net Revenue, in millions $ 733  $ 753  $ 2,862  $ 2,902  $ 32  1  % $ 32  Adjusted Net Income per Diluted Share 20 $ 5.45  $ 5.65  $ 19.68  $ 20.08  $ 0.63  3  % $ 0.46  Third quarter and full year 2026 guidance is based on a number of assumptions, including: Key Guidance Assumptions Q3'26 Full Year 2026 Current Guidance Current Guidance Change from Prior Guide at Midpoint % Change Average U.S. Retail Fuel Prices per Gallon $ 3.90  $ 3.91  $ 0.21  6  % Mobility Credit Losses (bps) 8 - 13 12 - 17 —  —  % Weighted Average Diluted Shares Outstanding, in millions 34.7 35.0 (0.2) (1) % • U.S. retail fuel prices estimated at $3.90 per gallon for Q3 and $3.91 per gallon for the full year, based on the applicable NYMEX futures curve from the week of July 13, 2026; this assumption increased 2026 revenue and EPS guidance by approximately $32 million and $0.46 cents, respectively. • No interest rate changes assumed for the rest of the year. • Foreign exchange rates are as of the end of June 2026. • Adjusted net income effective tax rate of 25.0% for 2026 (all periods). • Does not include any further share repurchases beyond the approximately $60 million bought through Q2. (20)     The Company's adjusted net income guidance, which is a non-GAAP measure, excludes unrealized gains and losses on financial instruments, net foreign currency gains and losses, acquisition-related intangible amortization, other acquisition and divestiture related items, stock-based compensation, other costs, debt restructuring costs and debt issuance cost amortization, tax related items and certain other non-operating items and non-recurring or non-cash operating charges that are not core to our operations,