HighGravityDataWEX — Feb 4, 2026 release
Fiscal 2025 fourth-quarter results · 8-K Item 2.02 · Exhibit 99.1 · 0001309108-26-000005
Showing in the filing
Mobility full year revenue growth
“1-3%”
Period
FY2026
Measure
GAAP-tied
Source
Prose
All guidance in this release · 25
Net Revenue, in millions for Q1 FY2026
“$ 650” – “$ 670”
Net Revenue, in millions (Low) for Q1 FY2026
“$650”
Net Revenue, in millions (High) for Q1 FY2026
“$670”
Net Revenue, in millions for FY2026
“$ 2,700” – “$ 2,760”
Adjusted Net Income per Diluted Share for Q1 FY2026
“$ 3.80” – “$ 4.00”
Adjusted Net Income per Diluted Share (Low) for Q1 FY2026
“$3.80”
Adjusted Net Income per Diluted Share (High) for Q1 FY2026
“$4.00”
Adjusted Net Income per Diluted Share for FY2026
“$ 17.25” – “$ 17.85”
Average US Retail Fuel Prices per Gallon for Q1 FY2026
“$3.09”
Average US Retail Fuel Prices per Gallon ass… for Q1 FY2026
“$3.09”
Mobility Credit Losses (bps) for Q1 FY2026
“17 - 22”
Mobility Credit Losses (bps) for FY2026
“12 - 17”
Diluted Shares Outstanding, in millions for Q1 FY2026
“35.1”
Diluted Shares Outstanding, in millions for FY2026
“35.2”
Mobility full year revenue growth for FY2026
“1-3%”
Mobility segment revenue growth (excluding f… for FY2026
“1-3%”
Corporate Payments full year revenue growth for FY2026
“5-7%”
Cost savings actions embedded in for FY2026
“$50 million”
Impact of lower fuel prices on adjusted oper… for FY2026
“negatively by approximately 75 basis points”
Adjusted operating income margin for FY2026
“flat with 2025”
M&A and share repurchase benefits assumption for FY2026
“We are not expecting benefits from future M&A activity or share repurchases”
Average US Retail Fuel Prices per Gallon ass… for FY2026
“$3.10”
Fed Funds rate cuts assumption for FY2026
“two rate cuts in 2026”
Average interest rates vs 2025 for FY2026
“expect average rates to be 1% lower than 2025”
Adjusted net income effective tax rate for FY2026
“25.0%”
Exhibit 99.1 · the passage around this item
… earlier in the release
16 Financial Guidance The following table presents our expectations for the first quarter and full year 2026: Financial Guidance Q1'26 Full Year 2026 Current Guidance Current Guidance Changes from FY2025 at Midpoint Low High Low High $ Change % Change Fuel Price Impact Net Revenue, in millions $ 650 $ 670 $ 2,700 $ 2,760 $ 69 3 % $(47) Adjusted Net Income per Diluted Share 18 $ 3.80 $ 4.00 $ 17.25 $ 17.85 $ 1.45 9 % $(0.85) First quarter and full year 2026 guidance is based on a number of assumptions, including: Key Guidance Assumptions Q1'26 Full Year 2026 Current Guidance Current Guidance Change From Prior Year at Midpoint % Change Average US Retail Fuel Prices per Gallon $3.09 $3.10 $(0.22) (7)% Mobility Credit Losses (bps) 17 - 22 12 - 17 1 10% Diluted Shares Outstanding, in millions 35.1 35.2 -0.7 (2)% 2026 guidance also includes the following assumptions: • In Mobility, excluding the impact of fuel price changes and FX, we are expecting full year revenue growth of 1-3%. This factors a decline of approximately 1% due to the impact of lower interest rates on merchant contracts that include pricing escalators. We also are assuming no improvement in the macro environment. Note that Q1 last year had a pull forward of gallons in OTR due to tariff worries, which creates a tougher comparison for Q1 this year followed by an easier comparison in Q2. Also note that the incremental BP contribution will be weighted to the second half of the year and then continue to ramp into 2027. • In Benefits, we are expecting full year revenue growth of 5-7% including an approximately 2% reduction from lower interest rates impacting the floating rate portion of our non-bank custodian business. As a reminder, more than 75% of our portfolio is in fixed rate instruments and therefore not rate sensitive. Note that Q1 SaaS account growth is expected to be higher than the rest of 2026 as we lap the benefit of the UAW contract that began in Q2 of last year. • In Corporate Payments, we are expecting full year revenue growth of 5-7%. • We are investing more in innovation and product development to drive future growth. Embedded in our guidance is $50 million of cost savings action
later in the release …
the item shown at left
other guidance in this release
Text is the filed exhibit, verbatim.