HighGravityDataWEX — Feb 4, 2026 release
Fiscal 2025 fourth-quarter results · 8-K Item 2.02 · Exhibit 99.1 · 0001309108-26-000005
Showing in the filing
Fed Funds rate cuts assumption
“two rate cuts in 2026”
Period
FY2026
Measure
Company-defined measure
Source
Prose
All guidance in this release · 25
Net Revenue, in millions for Q1 FY2026
“$ 650” – “$ 670”
Net Revenue, in millions (Low) for Q1 FY2026
“$650”
Net Revenue, in millions (High) for Q1 FY2026
“$670”
Net Revenue, in millions for FY2026
“$ 2,700” – “$ 2,760”
Adjusted Net Income per Diluted Share for Q1 FY2026
“$ 3.80” – “$ 4.00”
Adjusted Net Income per Diluted Share (Low) for Q1 FY2026
“$3.80”
Adjusted Net Income per Diluted Share (High) for Q1 FY2026
“$4.00”
Adjusted Net Income per Diluted Share for FY2026
“$ 17.25” – “$ 17.85”
Average US Retail Fuel Prices per Gallon for Q1 FY2026
“$3.09”
Average US Retail Fuel Prices per Gallon ass… for Q1 FY2026
“$3.09”
Mobility Credit Losses (bps) for Q1 FY2026
“17 - 22”
Mobility Credit Losses (bps) for FY2026
“12 - 17”
Diluted Shares Outstanding, in millions for Q1 FY2026
“35.1”
Diluted Shares Outstanding, in millions for FY2026
“35.2”
Mobility full year revenue growth for FY2026
“1-3%”
Mobility segment revenue growth (excluding f… for FY2026
“1-3%”
Corporate Payments full year revenue growth for FY2026
“5-7%”
Cost savings actions embedded in for FY2026
“$50 million”
Impact of lower fuel prices on adjusted oper… for FY2026
“negatively by approximately 75 basis points”
Adjusted operating income margin for FY2026
“flat with 2025”
M&A and share repurchase benefits assumption for FY2026
“We are not expecting benefits from future M&A activity or share repurchases”
Average US Retail Fuel Prices per Gallon ass… for FY2026
“$3.10”
Fed Funds rate cuts assumption for FY2026
“two rate cuts in 2026”
Average interest rates vs 2025 for FY2026
“expect average rates to be 1% lower than 2025”
Adjusted net income effective tax rate for FY2026
“25.0%”
Exhibit 99.1 · the passage around this item
… earlier in the release
• Domestic fuel prices estimated at $3.09 per gallon for Q1 and $3.10 per gallon for the full year, based on NYMEX futures curve; this assumption reduced 2026 revenue and EPS guidance by approximately $47 million and $0.85 cents , respectively. • Interest rates reductions in line with the market Fed Funds projections of two rate cuts in 2026. When combined with cuts made during 2025, we expect average rates to be 1% lower than 2025. • Exchange rates are as of the end of January 2026. • Adjusted net income effective tax rate of 25.0% for 2026 (all periods). 18 The following tables include estimated revenue and ANI per share sensitivities to changes in PPG and interest rates as of the date of this supplement. As a reminder, the impacts of these macro factors can and will change based upon various factors, including the composition of our balance sheet. We target maintaining a materially neutral ANI per share impact from 100bps adjustments to interest rates and can adjust our profile through balance sheet strategies and hedging. Price Per Gallon Interest Rates Sensitivities +$0.10/Gal -$0.10/Gal +100bps -100bps Impact to Net Revenue, in millions (approximate) $ 20 $ (20) $ 30 $ (30) Impact to ANI per Share (approximate) 19 $ 0.35 $ (0.35) $ (0.35) $ 0.45 Note: The ANI per share amounts above have been updated to reflect the share count reduction due to the Tender Offer completed at the end of March. The following charts 20 present our 2026 guidance on both a revenue and ANI per share basis. (19) The Company's adj
later in the release …
the item shown at left
other guidance in this release
Text is the filed exhibit, verbatim.