Shift4 Payments — Nov 6, 2025 release

ticketing, subscription billing) • Hundreds of new ISV integrations since IPO PRODUCT INVESTMENT • Eliminate upfront costs for our merchants by providing essential hardware • Provide financial incentives to align our partners and salespeople • Acquiring international distribution in support of long term organic growth The Results: We Operate With an Owner's Mentality Adjusted EBITDA Adjusted FCF Adjusted EBITDA Multiple of 6.2x Adjusted FCF Multiple of 10.7x Adjusted FCF Yield of 9% Total Capital Deployed: ~$5.5B(B)$'s in Millions $'s in Millions ACQUISITIONS & INVESTMENTS • Deployed $5.5 Billion since 2020 • Cross-selling payments feeds ARPU expansion • Disciplined execution of tuck-in acquisitions with high value creation potential • Closed on Smartpay and announced Bambora acquisition SHARE REPURCHASE • Since our IPO, purchased a total of 9.4 million shares representing 10% of total outstanding shares, demonstrating a disciplined commitment to managing dilution - an owner's mentality NEW PAGE - we are excellent capital allocators vs. growth (e.g. when compared to Toast) could also include some of jared's comments: -we will have over 1B EBITDA next year -deleveraging path -stock buybacks Shift4 continues to move Boldly Forward towards becoming a truly global company [Capital Allocation Page] [subtitle] Announcing a new $1 billion share repurchase plan NEW $1 billion buyback authorization Unlocked over $1 trillion of unmonetized payment volumes NEW $1 billion buyback authorization $890 $5331 Growth $513 Growth   See page 2 for a description of non-GAAP financial measures. For a reconciliation of non-GAAP financial measures to the most directly comparable GAAP financial measures, please see the relevant tables in the "Appendix - Financial Information" of this document. Updating Our Full Year 2025 Guidance 1 9 19 Intended Message: Adjusted for contribution from Finaro/Appetize, we're looking at 31% YoY GRLNF growth in Q4 $1.30 Billion +38% YoY +44% YoY $1.35 BillionGross Revenue Less Network Fees Full Year Adjusted Free Cash Flow $167 Billion +53% YoY +61% YoY $175 Billion Volume $640 Million +39% YoY +47% YoY $675 MillionAdjusted EBITDA TO TO TO FY 2024 Guidance 59%+ Adj. FCF Conversion Organic revenue remains on track to grow well north of 25% YoY (A) $415 M TO Q2 2025 Q2 2025 Full Year Adjusted Free Cash Flow +50% A