Shift4 Payments — Nov 6, 2025 release

New products and geographies present themselves often, M&A opportunities come and go, and our own equity fluctuates; often as a result of what our competitors are doing as opposed to our results. To this end, our board has authorized a new $1 billion stock repurchase program, which is the largest in our history. As always, we appreciate the support and welcome feedback. Boldly Forward, Taylor Lauber Chief Executive Officer tlauber@shift4.com V5 - DRAFTS CIRCULATED VIA EMAIL (WORD DOC)   Q3 2025 Payment volumes were ~4.1x Q3 2021 levels $13.5 $20.6 $27.9 $43.5 $54.7 Q3-21 Q3-22 Q3-23 Q3-24 Q3-25 (A) See page 2 for a description of non-GAAP financial measures. For a reconciliation of non-GAAP financial measures to the most directly comparable GAAP financial measures, please see the relevant tables in "Appendix - Financial Information" of this document. The EBITDA growth rate is not meaningful due to negative EBITDA in Q3 2024. 4 Q3 Volume Gross Profit & Gross Revenue Less Network Fees(A) ($BILLION) Performance Highlights Third Quarter 2025 +26% YoY Q3 VOLUME 42% CAGR Net Income & Adjusted EBITDA(A) Net Cash Provided by Operating Activities & Adjusted Free Cash Flow(A)($MILLION) ($MILLION) ($MILLION) +62% YoY GROSS PROFIT • $0.17 GAAP DILUTED EPS $1.47 NON-GAAP EPS(A) • $292.1M +56% YoY ADJUSTED EBITDA(A) • Volume of $54.7 billion during Q3 2025, up 26% from Q3 2024. • Gross revenue of $1,176.9 million, up 29% from