Shift4 Payments — Nov 6, 2025 release

blue chips are coming to work with us becausee of our geo coverage and balance of card present and CNP + possibly hit curb again WHAT we need to include: -new map (map from investor day + the dark blue countries "coming soon" from this one" -callout with "We have closed on our landmark acquisition of Global Blue, expanding our footprint to 75+ countries" maybe above the map, and then maybe another one below with "Global B ue has accelerated our international expansion, and we will continue to follow our strategic partner into new geographies" CURRENTLY PROCESSING COMING SOON Global Blue has accelerated our international expansion INCLUDE GEO UPDATE? (may not be new territories) NORTH AMERICA EUROPE ASIA SOUTH AMERICA AFRICA AUSTRALIA FOOD & BEVERAGE LUXURY RETAIL HOSPITALITY SPORTS & ENTERTAINMENT UNIFIED COMMERCE CURRENTLY PROCESSING FOOD & BEVERAGE GLOBAL LUXURY RETAIL HOSPITALITY SPORTS & ENTERTAINMENT UNIFIED COMMERCE PRODUCTS   Fulfilling our promise towards our “Most Likely” Medium Term guidance scenario 1 6 16 Capital Allocation: Bambora and Smartpay VERTICALS ACQUISITION STRATEGY Represents $90 billion of gateway volume Adds one of the largest ACH/EFT providers in North America and hundreds of software integrations Textbook Shift4 gateway conversion playbook Expected to close in early 2026 Closed on November 4, 2025 Australia and NZ distribution to supercharge in region growth Over 40,000 merchants Affords Shift4 with go-to-market payments and SkyTab POS distribution Top off the funnel and Delete the Parts GEOGRAPHY Bambora: Signing Announcement SmartPay: Closing Announcement VERTICALS ACQUISITION STRATEGY Top off the funnel and Delete the Parts GEOGRAPHY VERTICALS ACQUISITION STRATEGY Top off the funnel and Delete the Parts GEOGRAPHY International Expansion   +61% YoY Growth Medium Term Guidance Progress Update 1 7 17 Delivering On Our Promises The Most Likely Case 3Y CAGR: 30%+ Adjusted EBITDA Gross Revenue Less Network Fees 3Y CAGR: 30%+ Following the Shift4 Playbook, with Global Blue & other M&A, you can expect… 3Y CAGR: High Teens Adjusted EBITDA Gross Revenue Less Network Fees “Sit on our Hands” Case 3Y CAGR: High Teens+ Margin Expansion +300bps Impact of Global Blue 3Y CAGR: 25%+ Adjusted EBITDA Gross Revenue Less Network Fees 3Y CAGR: 25%+ • Closed on SmartPay • Announcing Bambora Q3 2025 UPDATE Q3 2025 UPDATE Q3 2025 UPDATE (A) Represents Q3 YoY gross revenue less network fee growth excluding Global Blue. i.e. "sit on our hands" (B) Compares the performance of the base business by removing newly acquired revenue from Q3 2024 and Q3 2025. On Pace to Exceed Our $1 billion 2027 Exit Rate Guidance: 27% YoY Growth in Q3 Adjusted Free Cash Flow From February 2025 Investor Day High Teens → 19%(A) 18% YoY Organic Growth(B)   (A) 2020 represents reported FCF. (B) Total Capital Deployed defined as the cumulative capital invested from 2020-2025 YTD, excluding $605 million of share repurchases. The $5.5 billion deployed is comprised of $4.6 billion of acquisitions, and approximately $870 million of Capitalized Customer Acquisition Costs and Prod